Clear Guidance.
Better Coverage.
I help individuals, families, self-employed professionals, and small businesses compare ACA Marketplace and private health coverage from multiple leading insurance carriers.
Get personalized guidance based on your household, doctors, prescriptions, budget, and expected medical needs.
Coverage Options for the Way You Live & Work
Health insurance is not one-size-fits-all. Compare available options based on your household, work situation, health needs, budget, and location.
Individuals & Families
Coverage designed around your household, doctors, prescriptions, budget, and expected medical needs.
Self-Employed & 1099
Explore Marketplace and private health coverage without relying on an employer-sponsored plan.
Small Businesses
Review coverage strategies for owners, employees, and small groups with different benefit needs.
Dental, Vision, Life & More
Add protection for dental care, vision needs, life insurance, accidents, and other coverage gaps.
Two Important Coverage Paths
ACA Marketplace Coverage
Comprehensive major medical coverage with protections for pre-existing conditions.
- Preventive care and prescription coverage
- Income-based assistance when eligible
- Multiple plan levels and local networks
Private Health Coverage
Additional choices for generally healthy individuals, families, self-employed professionals, and business owners.
- Medically underwritten options
- PPO choices where available
- Multiple deductible and benefit structures
A Simpler Way to Compare Health Coverage
Tell Me What You Need
We review your household, location, doctors, prescriptions, budget, and timeline.
Compare Appropriate Options
I review available Marketplace and private-sector choices.
Review the Details
We compare premiums, deductibles, networks, benefits, limitations, and exclusions.
Apply With Guidance
I help you complete the application and understand the next steps.
Straightforward Guidance From a Licensed Health Advisor
I’m Eric Sherman, the owner of ES Health and a state-licensed health insurance advisor. I help individuals, families, self-employed professionals, and small-business owners compare health coverage without overwhelming them with hundreds of plans or steering them toward one insurance company.
My approach is personal and educational. I explain the meaningful differences between available options so you can make an informed decision based on coverage—not simply the lowest advertised premium.
We Work With Major Insurance Carriers
BlueShield
Healthcare
Healthcare
Carrier and plan availability varies by state, county, eligibility, enrollment period, and underwriting requirements. ES Health is an independent insurance advisory business and is not owned by or exclusively affiliated with any one insurance carrier.
Find Coverage With Confidence
Personalized guidance. Multiple carrier options. Coverage that fits your life.